Federal Government Releases Full List of the 521 Approved Loan Apps in Nigeria (2026) – See Legit Lenders

The Federal Government has released the official and updated list of approved loan apps operating legally in Nigeria for 2026, as part of efforts to regulate the digital lending industry and protect borrowers from illegal platforms.

The list was published through the Federal Competition and Consumer Protection Commission (FCCPC), the agency responsible for supervising digital money lenders, enforcing consumer protection laws, and ensuring transparency in Nigeria’s fast-growing fintech sector.

According to the Commission, only loan apps and lending platforms that met all regulatory, data protection, and consumer safety requirements were granted approval to operate.

This Approved Loan App List Is Important

With the rise in demand for instant loans, salary advances, and personal credit, many Nigerians rely on mobile loan apps for quick financial support. However, unlicensed lenders often engage in:

• Excessive interest charges
• Data misuse and privacy violations
• Harassment and illegal recovery tactics

The approved list helps borrowers identify safe, licensed, and legally compliant loan apps before applying for credit.

Full List of FCCPC-Approved Loan Apps in Nigeria (2026)

Below is the complete list of approved loan apps and their registered operating companies, as contained in the official update:

Approved Loan Apps and Licensed Operators

• Clan App – CreditClan Tech Limited
• Kashout, FlashCredit, FlashAlert, SwiftCredit, RapidLoans, AceCredit, AceLoan, RapidAlert – Acetech Finance Limited
• LetsGo App – Letshego Microfinance Bank Limited
• NextPayday App – NextPayday Limited
• Aladdin Digital App – Aladdin Scheme Limited
• Kobogo App – Kobogo Nigeria Limited
• OxLoan Pro App – Singularity Technology Nigeria Limited
• LionCash, LairaPlus, LCash, CashLion, TrueNaira, CayCredit, NairaPlus, CranCash – Grola Tech Credit Limited
• MyCashier Mobile, Fast Point Web – Fast Point Integrated Limited
• Paylater App – Paylater Hub Limited
• ShopTopUp App – Trade Depot Limited
• Pennee App – Pennee Technologies Limited
• 9Credit, NCash – OTP Internet Technology
• Vkash, SwiftKash – Altracred Finance Investment Limited
• Red Harbour App – Red Harbour Fintech Limited
• Menacred App – Menacred Company Limited
• Crevance.com – Crevance Credit Limited
• Csense App – Csense Limited
• Supreme Help Cooperative Society App – Supreme Help Cooperative Society Limited
• CashRun, MintCredit, CreditNow – Flowood Lending Limited
• PlentyCash, Lifeline, SteadyKash – Fintrade Solutions Limited
• Trivista App – Trivista Capital Limited
• AirMoni, HappiMoni – Commercemen Trading Company Limited
• VibeCredit, SecuCash – Instawave Internet Technology
• NCredit, NMoney, FitLoan, SwiftNaira, BGLoan – FinNew Fintech Limited
• Umba Mobile, Umba Web – Umba Digital Solutions Limited
• GoLoan App – Atimi Lending Limited
• Sycamore App – Sycamore Integrated Solutions Limited
• Branch App – Branch International Financial Limited
• Pivo App – Pivo Technology Limited
• Fluna App – Fluna Capital Limited
• Provest App – Provest Limited
• TopChance, GoGetCredit, LilyCash, Constant Cash, Lite Cash – Magnet Lending Limited
• Allawée App – Allawée Technologies Limited
• DotBank App – Dot Microfinance Bank Limited
• Floatr App – Maven Finance Limited
• Oxymon App – Oxymon Solutions Limited
• Creditville App – Creditville Microfinance Bank Limited
• NewLending App – Neo-Link Technology Company Limited
• P2Vest App – P2Vest Technology Limited
• YesCredit App – YesCredit Company Limited
• Crimson App – Lantana Tech Limited
• Tiger Credit, KKCash, ZCash, EasyKash – Hollandale Nigeria Limited
• Koins by Primera – Primera Microfinance Bank
• Go Loan App – Fineset Limited
• NairaBox App – Kiredi Rock Company Limited
• PocketFuel App – PocketFuel Finance Limited
• Iustus, Snappy Credit – Berly Spring Global
• Tap Cash, Credit Pocket, C Loan, Credible Loan – Creditech Technology Limited
• Omafin App – Omalend Service Limited
• Credit Wallet App – Princeps Credit System Limited
• iCredit App – BestFin Nigeria Limited
• HiFund App – Fubri Century Company Limited
• BlackCopper App – BlackCopper Service Limited
• Swifund App – Doja Lemaire Global Limited
• Monee App – Citygate Global Investment Limited
• Payday Loan App – PaydayHub Online Nigeria Limited
• Float-Cash App – SwipeBill Technologies Limited
• FairMoney App – FairMoney Microfinance Bank
• OkiloCash, LumosLoan – Lighting Finance Technology Nigeria Limited
• ProCash, QCash, MyCash, HCash – Windville Financials Nigeria Limited
• LibertyCred App – Liberty Assured Limited
• Renmoney Instant Loan – Renmoney Microfinance Bank
• Money in Minutes App – MIM Finance Company
• Urgent10k App – UGT Technologies Limited
• E4Moni App – Passeco Technology Nigeria Limited
• NowCredit, CorrectLoan, PalmCredit Plus – MoblasPay Nigeria Limited
• HiKash, PapKash, NewCash, AliKash, DohCash, YohCash – Applink Capital Nigeria Limited
• Moni / Moni Africa App – Rank Capital Limited
• TopCredit.com.ng – Tajow Investment Limited
• iMoney App – Afrowide Development Limited
• Adashe App – Hoil Investment Limited
• HaloWallet App – Glosh Tech Limited
• WinLoan App – Clem Fresh Company Limited
• MenoFund App – Meno Finance Limited
• Okash, EaseMoni – Blue Ridge Microfinance Bank Limited
• CreditGo, Easy Money Loan – AfroFirst Mobile and Technology Company Limited
• TractionApp – TA Prime Limited
• MoneyTree App – Newgry Limited
• CashBus App – Raceova Nigeria Limited
• PayFi App – PayFinancials Technology Services Limited
• LoanNaira, AjeLoan, Boost Lending – RubyStar Global Limited
• CredPal App – CredNet Technologies Limited
• Carbon App – Carbon Microfinance Bank Limited
• QuickCheck App – Arve Limited
• Aella App – Aella Financial Solutions Limited

A published version from recent announcements (as of January 2026) includes the following approved loan apps and their associated companies/providers. Note that some companies operate multiple apps:

• – Clan App – CreditClan Tech Limited
  – Kashout, FlashCredit, FlashAlart, SwiftCredit, RapidLoans, AceCredit, AceLoan, RapidAlart – Acetech Finance Limited
  – LetsGo App – Letshego Microfinance Bank Limited
  – NextPayday App – NextPayday Limited
  – Aladdin Digital App – Aladdin Scheme Limited
  – Kobogo App – Kobogo Nigeria Limited
  – OxLoan Pro App – Singularity Technology Nigeria Limited
  – LionCash, LairaPlus, LCash, CashLion, TrueNaira, CayCredit, NairaPlus, CranCash – Grola Tech Credit Limited
  – MyCashier Mobile, Fast Point Web – Fast Point Integrated Limited
  – Paylater App – Paylater Hub Limited
  – ShopTopUp App – Trade Depot Limited
  – Pennee App – Pennee Technologies Ltd
  – 9Credit, NCash – OTP Internet Technology
  – Vkash, SwiftKash – Altracred Finance Investment Limited
  – Red Harbour App – Red Harbour Fintech Limited
  – Menacred App – Menacred Company Limited
  – Crevance.com – Crevance Credit Limited
  – Csense App – Csense Limited
  – Supreme Help Co-operative Society – Supreme Help Co-operative Society Limited
  – CashRun, MintCredit, CreditNow – Flowood Lending Limited
  – PlentyCash, Lifeline, SteadyKash – Fintrade Solutions Limited
  – Trivista App – Trivista Capital Limited
  – AirMoni, HappiMoni – Commercemen Trading Co. Limited
  – VibeCredit, SecuCash – Instawave Internet Technology
  – NCredit, NMoney, FitLoan, SwiftNaira, BGLoan – FinNew Fintech Limited
  – Umba Mobile, Umba Web – Umba Digital Solutions Limited
  – GoLoan App – Atimi Lending Limited
  – Sycamore App – Sycamore Integrated Solutions Limited
  – Branch Mobile App – Branch International Financial Limited
  – Pivo App – Pivo Technology Limited
  – Fluna App – Fluna Capital Limited
  – Provest App – Provest Limited
  – TopChance, GoGetCredit, LilyCash, Constant Cash, Lite Cash – Magnet Lending Limited
  – Allawée App – Allawée Technologies Limited
  – DotBank App – Dot Microfinance Bank Limited
  – Floatr App – Maven Finance Limited
  – Oxymon App – Oxymon Solutions Limited
  – Creditville App – Creditville Microfinance Bank Limited
  – NewLending App – Neo-Link Technology Company Limited
  – P2Vest App – P2Vest Technology Limited
  – YesCredit App – YesCredit Company Limited
  – Crimson App – Lantana Tech Limited
  – Tiger Credit, KKCash, ZCash, EasyKash – Hollandale Nigeria Limited
  – Koins by Primera – Primera Microfinance Bank
  – Go Loan App – Fineset Limited
  – NairaBox App – Kiredi Rock Company Ltd
  – PocketFuel App – PocketFuel Finance Limited
  – Iustus, Snappy Credit – Berly Spring Global
  – Tap Cash, Credit Pocket, C Loan, Credible Loan – Creditech Technology Limited
  – Omafin App – Omalend Service Limited
  – Credit Wallet App – Princeps Credit System Limited
  – iCredit App – BestFin Nigeria Limited
  – HiFund App – Fubri Century Company Limited
  – BlackCopper App – BlackCopper Service Limited
  – Swifund App – Doja Lemaire Global Limited
  – Monee App – Citygate Global Investment Limited
  – Payday Loan App – PaydayHub Online Nigeria Limited
  – Float-Cash App – SwipeBill Technologies Nigeria Limited
  – FairMoney App – FairMoney Microfinance Bank
  – OkiLoCash, LumosLoan – Lighting Finance Technology Nigeria Limited
  – ProCash, QCash, My Cash, HCash – Windville Financials Nigeria Limited
  – LibertyCred App – Liberty Assured Limited
  – Renmoney Instant Cash Loan – Renmoney Microfinance Bank
  – Money in Minutes App – MIM Finance Company
  – Urgent10k App – UGT Technologies Limited
  – E4Moni App – Passeco Technology Nigeria Limited
  – NowCredit, CorrectLoan, PalmCredit Plus – MoblasPay Nigeria Limited
  – HiKash, PapKash, NewCash, AliKash, DohCash, YohCash – Applink Capital Nigeria Limited
  – Moni/Moni Africa App – Rank Capital Limited
  – TopCredit.com.ng – Tajow Investment Limited
  – MoneySpace, RealCredit, SharpCredit, NairaBox – Orcom and Orcom Business Support Limited
  – iMoney App – Afrowide Development Limited
  – Kash Loan, Credit Loan, NairaLoan – Red Planet Nigeria Limited
  – CreditInn.com.ng – IBS Golden Investment Company Limited
  – Adashe App – Hoil Investment Limited
  – HaloWallet App – Glosh Tech Limited
  – WinLoan App – Clem Fresh Co. Ltd
  – PonyCash, WayaCredit, TradeCredit, VoiceMoney, NewCredit – FezoTech Nigeria Limited
  – MenoFund App – Meno Finance Limited
  – Okash, EaseMoni – Blue Ridge Microfinance Bank Limited
  – Rapaid Africa App – Tomx Credit Limited
  – CreditGo, Easy Money Loan – AfroFirst Mobile and Technology Company Limited
  – UShine Cash App – EliteFin Nigeria Limited
  – TractionApp – TA Prime Limited
  – MoneyTree App – Newgry Limited
  – CashBus App – Raceova Nigeria Limited
  – PayFi App – PayFinancials Technology Services Limited
  – EasyFund, RoyalCredit, NiceCredit, IK Credit, Warm Lending – Papichou Technology Limited
  – Pasa, Bonzer Loan, Pase Club – GoHarvest International Limited
  – TwaleLoan App – SkitLone Nigeria Limited
  – SomeMoni App – New Credage Nigeria Limited
  – LoanNaira, AjeLoan, Boost Lending, Aje Homes – RubyStar Global Limited
  – CashOwomi, LendNow, CashPulse – Ted Rocket Limited
  – Penaid.ng – Penaid Limited
  – Hometown App – Hometown Fintech Limited
  – TLoan, NiceNaira, TCredit, PalmCash, GreenCredit – Giasun Technology Nigeria Limited
  – LendMe App – Be Resources Limited
  – WeKash App – Mino Sparks Limited
  – Regxta App – Regxta Global Services Limited
  – NairaGo App – Muska Tech Limited
  – Shara App – Shara Technology Management Nigeria Limited
  – InstantCred App – Dash Innovation Business Links West Africa Limited
  – StarCredit App – Steller Finance Company Limited
  – HCWallet, Prime Pay – Uni Technology Nigeria Limited
  – FastCent, IntsWallet – UThinking Nigeria Limited
  – Aella App – Aella Financial Solutions Limited
  – MintBag App – Phoenix Payment Solution Limited
  – KwikPay Credit App – Trafalgar Association Limited
  – Value Credit App – Value Driver Technology Solution Ltd
  – Kiowope App – Kiowope Capital Ltd
  – KashPal, MiniCredit, NairaNow, MoreCash – Keenest Tech Service Ltd
  – Rockit, Flexi Cash – Rockit Lenders Nig. Ltd
  – PayHippo App – PayHippo Ltd
  – GoCash App – Prosperity Archipelago Ltd
  – Galaxy Credit App – Yegon Tech Ltd
  – Veend App – VeendHQ Limited
  – UnlockCash, SunQuota, Massive Card – Crossroad E-Payment Systems Limited
  – RushCredit App – HighCredit Nigeria Limited
  – RubiMoni App – JM Rubinus Limited
  – CreditFast App – FintCred Innovations Limited
  – Ultra Cash, Ultra Naira – Piska Technology Nigeria Limited
  – GetCredit App – AfroSay Fintech Limited
  – Bank One, CBSL Credit – CornerBlocks Services Limited
  – PoCash App – Trust Cen. Limited
  – CredPal App – CredNet Technologies Limited
  – CashAdvance App – Cash Advance Limited
  – CashPaddie, 9Money, PayNaira, GboBLoan, OneMoney, FriMoni – Quark Financials Nigeria Limited
  – LendQuick App – LendVisery Services Limited
  – Trade Lenda Web App – Trade Lenda Com Limited
  – Top Credit, Hi Credit, Best Cash – Maywood Lending Limited
  – A1 Credit App – A1 Capital Solution Limited
  – IroRun Mobile, IroRun Web – IroRun Technologies Limited
  – Carbon App – Carbon Microfinance Bank Limited
  – PayCredit App – PayCredit Limited
  – SuperMoney, MoneyHub, CashHop, CreditLab – CWH Success Nigeria Limited
  – MicroMoney App – Micro-Cash Nig. Limited
  – 1-Hour Loan App – Caelum Technologies Limited
  – DoCredit, Care Finance – Dover Credit Limited
  – Apex Loan App – Apex Lending Limited
  – OYesCredit App – RageKay Global Investment Limited
  – Ok Cash, Pearl Cash – LinkPark Technology Nigeria Limited
  – QuickCheck App – Arve Limited
  – Web Portal – CreditWave Finance Limited
  – UC Salary Loan, KashNow – UCPlus Advance Limited
  – Renners App – Renners Investment Limited
  – Zuvy.co – Zuvy Technologies Limited
  – LuckyLoan, OneCash, RiteCash, FlyCash, OmegaLoan – EasyCheck Finance Investment Limited
  – Okilo Loan, Flame Loan – Topmost Fintech Limited
  – VybeCash App – Revent Global Finance Limited
  – BimzuKash App – Bimzu Limited
  – DynamiqueIOS, BankBook.cloud – Dynamique Credit System Limited
  – RexAfrica App – RexCredit Limited
  – Vidus Loan, Early Loan – (Associated with various providers in the register)
• Clan App – CreditClan Tech Limited
  Kashout, FlashCredit, FlashAlart, SwiftCredit, RapidLoans, AceCredit, AceLoan, RapidAlart – Acetech Finance Limited
  LetsGo App – Letshego Microfinance Bank Limited
  NextPayday App – NextPayday Limited
  Aladdin Digital App – Aladdin Scheme Limited
  Kobogo App – Kobogo Nigeria Limited
  OxLoan Pro App – Singularity Technology Nigeria Limited
  LionCash, LairaPlus, LCash, CashLion, TrueNaira, CayCredit, NairaPlus, CranCash – Grola Tech Credit Limited
  MyCashier Mobile, Fast Point Web – Fast Point Integrated Limited
  Paylater App – Paylater Hub Limited
  ShopTopUp App – Trade Depot Limited
  Pennee App – Pennee Technologies Ltd
  9Credit, NCash – OTP Internet Technology
  Vkash, SwiftKash – Altracred Finance Investment Limited
  Red Harbour App – Red Harbour Fintech Limited
  Menacred App – Menacred Company Limited
  Crevance.com – Crevance Credit Limited
  Csense App – Csense Limited
  Supreme Help Co-operative Society – Supreme Help Co-operative Society Limited
  CashRun, MintCredit, CreditNow – Flowood Lending Limited
  PlentyCash, Lifeline, SteadyKash – Fintrade Solutions Limited
  Trivista App – Trivista Capital Limited
  AirMoni, HappiMoni – Commercemen Trading Co. Limited
  VibeCredit, SecuCash – Instawave Internet Technology
  NCredit, NMoney, FitLoan, SwiftNaira, BGLoan – FinNew Fintech Limited
  Umba Mobile, Umba Web – Umba Digital Solutions Limited
  GoLoan App – Atimi Lending Limited
  Sycamore App – Sycamore Integrated Solutions Limited
  Branch Mobile App – Branch International Financial Limited
  Pivo App – Pivo Technology Limited
  Fluna App – Fluna Capital Limited
  Provest App – Provest Limited
  TopChance, GoGetCredit, LilyCash, Constant Cash, Lite Cash – Magnet Lending Limited
  Allawée App – Allawée Technologies Limited
  DotBank App – Dot Microfinance Bank Limited
  Floatr App – Maven Finance Limited
  Oxymon App – Oxymon Solutions Limited
  Creditville App – Creditville Microfinance Bank Limited
  NewLending App – Neo-Link Technology Company Limited
  P2Vest App – P2Vest Technology Limited
  YesCredit App – YesCredit Company Limited
  Crimson App – Lantana Tech Limited
  Tiger Credit, KKCash, ZCash, EasyKash – Hollandale Nigeria Limited
  Koins by Primera – Primera Microfinance Bank
  Go Loan App – Fineset Limited
  NairaBox App – Kiredi Rock Company Ltd
  PocketFuel App – PocketFuel Finance Limited
  Iustus, Snappy Credit – Berly Spring Global
  Tap Cash, Credit Pocket, C Loan, Credible Loan – Creditech Technology Limited
  Omafin App – Omalend Service Limited
  Credit Wallet App – Princeps Credit System Limited
  iCredit App – BestFin Nigeria Limited
  HiFund App – Fubri Century Company Limited
  BlackCopper App – BlackCopper Service Limited
  Swifund App – Doja Lemaire Global Limited
  Monee App – Citygate Global Investment Limited
  Payday Loan App – PaydayHub Online Nigeria Limited
  Float-Cash App – SwipeBill Technologies Nigeria Limited
  FairMoney App – FairMoney Microfinance Bank
  OkiLoCash, LumosLoan – Lighting Finance Technology Nigeria Limited
  ProCash, QCash, My Cash, HCash – Windville Financials Nigeria Limited
  LibertyCred App – Liberty Assured Limited
  Renmoney Instant Cash Loan – Renmoney Microfinance Bank
  Money in Minutes App – MIM Finance Company
  Urgent10k App – UGT Technologies Limited
  E4Moni App – Passeco Technology Nigeria Limited
  NowCredit, CorrectLoan, PalmCredit Plus – MoblasPay Nigeria Limited
  HiKash, PapKash, NewCash, AliKash, DohCash, YohCash – Applink Capital Nigeria Limited
  Moni/Moni Africa App – Rank Capital Limited
  TopCredit.com.ng – Tajow Investment Limited
  MoneySpace, RealCredit, SharpCredit, NairaBox – Orcom and Orcom Business Support Limited
  iMoney App – Afrowide Development Limited
  Kash Loan, Credit Loan, NairaLoan – Red Planet Nigeria Limited
  CreditInn.com.ng – IBS Golden Investment Company Limited
  Adashe App – Hoil Investment Limited
  HaloWallet App – Glosh Tech Limited
  WinLoan App – Clem Fresh Co. Ltd
  PonyCash, WayaCredit, TradeCredit, VoiceMoney, NewCredit – FezoTech Nigeria Limited
  MenoFund App – Meno Finance Limited
  Okash, EaseMoni – Blue Ridge Microfinance Bank Limited
  Rapaid Africa App – Tomx Credit Limited
  CreditGo, Easy Money Loan – AfroFirst Mobile and Technology Company Limited
  UShine Cash App – EliteFin Nigeria Limited
  TractionApp – TA Prime Limited
  MoneyTree App – Newgry Limited
  CashBus App – Raceova Nigeria Limited
  PayFi App – PayFinancials Technology Services Limited
  EasyFund, RoyalCredit, NiceCredit, IK Credit, Warm Lending – Papichou Technology Limited
  Pasa, Bonzer Loan, Pase Club – GoHarvest International Limited
  TwaleLoan App – SkitLone Nigeria Limited
  SomeMoni App – New Credage Nigeria Limited
  LoanNaira, AjeLoan, Boost Lending, Aje Homes – RubyStar Global Limited
  CashOwomi, LendNow, CashPulse – Ted Rocket Limited
  Penaid.ng – Penaid Limited
  Hometown App – Hometown Fintech Limited
  TLoan, NiceNaira, TCredit, PalmCash, GreenCredit – Giasun Technology Nigeria Limited
  LendMe App – Be Resources Limited
  WeKash App – Mino Sparks Limited
  Regxta App – Regxta Global Services Limited
  NairaGo App – Muska Tech Limited
  Shara App – Shara Technology Management Nigeria Limited
  InstantCred App – Dash Innovation Business Links West Africa Limited
  StarCredit App – Steller Finance Company Limited
  HCWallet, Prime Pay – Uni Technology Nigeria Limited
  FastCent, IntsWallet – UThinking Nigeria Limited
  Aella App – Aella Financial Solutions Limited
  MintBag App – Phoenix Payment Solution Limited
  KwikPay Credit App – Trafalgar Association Limited
  Value Credit App – Value Driver Technology Solution Ltd
  Kiowope App – Kiowope Capital Ltd
  KashPal, MiniCredit, NairaNow, MoreCash – Keenest Tech Service Ltd
  Rockit, Flexi Cash – Rockit Lenders Nig. Ltd
  PayHippo App – PayHippo Ltd
  GoCash App – Prosperity Archipelago Ltd
  Galaxy Credit App – Yegon Tech Ltd
  Veend App – VeendHQ Limited
  UnlockCash, SunQuota, Massive Card – Crossroad E-Payment Systems Limited
  RushCredit App – HighCredit Nigeria Limited
  RubiMoni App – JM Rubinus Limited
  CreditFast App – FintCred Innovations Limited
  Ultra Cash, Ultra Naira – Piska Technology Nigeria Limited
  GetCredit App – AfroSay Fintech Limited
  Bank One, CBSL Credit – CornerBlocks Services Limited
  PoCash App – Trust Cen. Limited
  CredPal App – CredNet Technologies Limited
  CashAdvance App – Cash Advance Limited
  CashPaddie, 9Money, PayNaira, GboBLoan, OneMoney, FriMoni – Quark Financials Nigeria Limited
  LendQuick App – LendVisery Services Limited
  Trade Lenda Web App – Trade Lenda Com Limited
  Top Credit, Hi Credit, Best Cash – Maywood Lending Limited
  A1 Credit App – A1 Capital Solution Limited
  IroRun Mobile, IroRun Web – IroRun Technologies Limited
  Carbon App – Carbon Microfinance Bank Limited
  PayCredit App – PayCredit Limited
  SuperMoney, MoneyHub, CashHop, CreditLab – CWH Success Nigeria Limited
  MicroMoney App – Micro-Cash Nig. Limited
  1-Hour Loan App – Caelum Technologies Limited
  DoCredit, Care Finance – Dover Credit Limited
  Apex Loan App – Apex Lending Limited
  OYesCredit App – RageKay Global Investment Limited
  Ok Cash, Pearl Cash – LinkPark Technology Nigeria Limited
  QuickCheck App – Arve Limited
  Web Portal – CreditWave Finance Limited
  UC Salary Loan, KashNow – UCPlus Advance Limited
  Renners App – Renners Investment Limited
  Zuvy.co – Zuvy Technologies Limited
  LuckyLoan, OneCash, RiteCash, FlyCash, OmegaLoan – EasyCheck Finance Investment Limited
  Okilo Loan, Flame Loan – Topmost Fintech Limited
  VybeCash App – Revent Global Finance Limited
  BimzuKash App – Bimzu Limited
  DynamiqueIOS, BankBook.cloud – Dynamique Credit System Limited
  RexAfrica App – RexCredit Limited
  Vidus Loan, Early Loan – (Various providers in the register)

Important Advisory for Borrowers

Nigerians are advised to:

• Confirm loan apps against the approved list
• Avoid platforms demanding illegal upfront fees
• Review interest rates and repayment terms carefully
• Report harassment or data abuse to regulators

Borrowing from FCCPC-approved loan apps reduces financial risk and ensures better consumer protection.